Timothy Frodsham

Reinvesting and Renovating Your Current Residence Could Be Wisest Financial Move

If you're finding it hard to sell your home, there may be many reasons. Similarly, there is another option. By remortgaging your home, you may be able to afford home improvements, such as an extension, which may make you comfortable enough to be happy to ... Read >

How To Tackle Your Moutain of Debt in a Hostile and Lacklustre Economy

Recent official government figures have shown that the economy in the UK continues to struggle. While the worst of the recession may be over, the recent GDP reports showed a 'picture of continued weakness in the UK economy'. Combined with rises in fuel an... Read >

Is The Economic Situation Making It The Right Time For a Remortgage?

Whilst the last two years have been a difficult period for savers, they have been an excellent time for borrowers. The Bank of England has kept interest rates at record low levels since Spring 2009 meaning many mortgage borrowers have benefited from low p... Read >

Why Remortgaging Is The Perfect Financial Vehicle To Fund Home Improvement

Home improvements are an extremely popular way of adding value to your home, as well as making it more comfortable for you and your family. And one great way of funding this is by remortgaging to release extra funds from your property. It is vital that... Read >

An Interest Rate Rise Will Leave 3M People Struggling With Mortgage Repayments, What Can Be Done?

Over the last couple of years, many homeowners have enjoyed the benefit of record low interest rates. The Bank of England has kept the Base rate at 0.5 per cent for over two years and this has resulted in reduced mortgage repayments for many households. H... Read >

Want to Move, Can't Sell The House Though...

As prices continue to steadily decline, what options are there for homeowners if they need to make a move urgently but can't afford a larger or more expensive house? What happens when sellers are struggling to get prospective buyers through the door? The ... Read >

Remortgages Fees Are Not Always a Bad Thing, Here's Why...

Remortgaging offers lots of benefits. You can also take advantage of low rate fixed or tracker deals and you can take the opportunity to borrow additional cash to consolidate debts or to improve your home. And, of course, remortgaging can help you to sa... Read >

How a Remortgage Can Help You Acquire Your Dream Kitchen

The kitchen is the perfect place to start if you want to add value to your home. Indeed, property guru and TV personality Phil Spencer told a national newspaper in 2010 that the kitchen should always be your choice if you are only going to improve one of... Read >

3 Highly Effective Ways To Find The Best Remortgage Deal

With interest rates looking as if they may rise in the near future, more and more homeowners are taking the opportunity to remortgage. Remortgaging involves switching your mortgage to a new lender without moving home and can help you get a better deal on... Read >

Why Equity Release Could Be The Perfect Financial Foundation For Funding Home Improvements

Since the financial crisis in the UK, it is no longer possible to obtain mortgage with a loan to value over around 90%. before the economic crash, this was the way the majority of people would make those long overdue home improvements or luxury holiday... Read >

Repair, Renovate and Rebuild With The Financial Clout of a Remortgage!

The extremely slow growth of the property market and the fact that lenders are now loosening up their lending criteria means that more and more people are looking to remortgage in order to fund home improvements rather than move house. Plenty of famili... Read >

Remortgages Are Going Up, But So Are The Fees, A Whopping 15% In The Last 18 Months Alone

Remortgages are on the increase due to spiralling inflation increases, but there is a little monster lurking. It has recently been in the press that remortgage deal fees have increased over the eighteen months by 15%. Between September 2009 and March 2... Read >

What's The Safest and Cheapest Way To Fund A Buy To Let Property? Why Remortgaging Of Course!

The buy to let industry has been booming over the past two decades, and many people have made a lot of money in it. However as we all saw over the past three years, the markets crash and so the buy to let boom was thought to be dead. Many landlords tre... Read >

The Shaky Recovery Of The Mortgage and Remortgage Market

One of the main repercussions of the global financial crisis has been that lenders have tightened their criteria for mortgages and remortgages. It has become more difficult to secure a home loan, although there have been some recent signs that lenders are... Read >

The Slow Re-Emergence of Remortgage Deals in the UK

The lack of remortgage deals has been a problem for British consumers over the last few years. However, homeowners were boosted by recent good news from the Council of Mortgage Lenders (CML). The lenders organisation's latest report shows that there has b... Read >